Regulatory Information

Legal Notice and Terms & Conditions governing the use of Reyker websites     

Welcome to the website of Reyker Securities plc (Reyker). By accessing the website (and any related or linked websites), you agree to and acknowledge the following Terms and Conditions of use of the website. Please ensure that you understand and agree to these terms before you use Reyker’s website or websites.

This website is issued by Reyker Securities plc, a financial services group of companies whose parent company are authorised and regulated by the Financial Conduct Authority (FCA), No. 115308.

This notice supersedes in full all and any previous versions. We may update this Notice at any time for legal or other purposes.

Our website is intended for use by UK residents over the age of 18. Nothing in the website should be construed as advice.

              Information available from the Website

             The website contains public, restricted access and client login areas.

  1. Access to restricted and client areas require completion of access requirements specific to these areas that Reyker determines from time to time and may change at our sole option.
  2. Reyker may refuse access to any limited or restricted areas at our sole discretion at any time.
  3. If you are a client of Reyker, the terms and conditions applicable to the operation of your account with Reyker operate in conjunction with the terms of this legal notice governing use of our websites. The former shall take precedence in the case of any conflict between them.
  4. Risk warnings

  5. Clients and advisers are reminded that the value of investments may go down as well as up and that capital may be at risk from market value movements, counterparty default or other risk factors.
  6. Income or distributions arising from investments may also go down as well as up depending on such things as market factors and the terms and conditions specific to certain types of investment such as structured products or structured investments.
  7. Marketing material may contain other risk warnings and information and you should ensure that you read and understand these where relevant to any investments you make.
  8.  Compliance

  9. This website must not be regarded as an offer or solicitation to conduct designated investment business, as defined by the UK Financial Services and Markets Act 2000, in any jurisdiction other than the United Kingdom and Member States of the European Community.
  10. Any research or commentary material on this website has been prepared for persons in the United Kingdom and is not intended for distribution or use outside the United Kingdom.
  11. This material is not directed at you or your advisers if Reyker is prohibited or restricted by any legislation or regulation in any jurisdiction from making it available to you or your advisers. It is not for distribution in and is not directed at persons in the United States or Canada.
  12. You should satisfy yourself before reading it that Reyker is permitted to provide research material concerning investments to you under relevant legislation and regulations that apply to you or your adviser.
  13. Reyker accepts no responsibility whatsoever for any failure by a person resident outside the United Kingdom to observe the foregoing.
  14. You understand and accept that while you may be able to access certain research information and reports and investment applications through Reyker’s websites, the availability of such information does not constitute a recommendation to buy, sell or otherwise trade all or any of the securities mentioned in the websites.   
  15. Reyker accepts no fiduciary duties to the reader or users of our website material and in communicating such website material is not acting in a fiduciary capacity.
  16. Neither Reyker nor any of its directors, officers, employees or agents shall have any liability, howsoever arising, for any error or incompleteness of fact or opinion in it or lack of care in its preparation or publication, provided that this shall not exclude liability to the extent that this is not permissible under the law relating to the provision of financial services.
  17. All statements and opinions are made as of the date on the face of the relevant research material and are not held out as applicable thereafter.
  18. Research recommendations are given in good faith but without legal responsibility and are subject to change or deletion without notice. You are recommended to seek advice concerning suitability from your own investment advisor. Your attention is drawn to the risk warnings above.
  19. You agree not to hold Reyker and/or any of its respective directors, officers, employees or agents liable for any investment decisions made by you arising from the use of this website or its content.
  20. Where we provide on our website information intended to inform consumers, advisers or retail clients, we do so without obligation or liability.  This includes information, Frequently Asked Questions (FAQs) and Questions and Answers (Q&As) which shall in no circumstances be taken as contractual and may be amended or withdrawn at any time and without notice.
  21. Reyker conducts a full service investment management, safe custody, client money, administration, distribution and brokerage business on its own behalf and may do so for others.
  22. Reyker and its connected entities, their directors, members, employees and members of their families may have positions or investments in the securities or derivatives (including derivatives, options and warrants) thereof of covered companies referred to in research. As a result, investors should be aware that Reyker may be regarded in some instances as having a conflict of interest that could affect the objectivity, independence and impartiality of its research. Investors should consider research as only a single factor in making their investment decision.
  23. The policy on the production of research by Reyker, the definitions of its research recommendations and how it manages actual or potential conflicts of interest can be provided on request.  
  24. Research material will carry the date of publication or, on a research circular printed overnight, the date on which it was sent to the printers. Where a price is quoted in research material it will generally, in the absence of contrary words, be the latest practicable price prior to distribution or, in the case of a research circular printed overnight, the closing price at the close of business. Research available on the restricted and client login areas is updated periodically and the latest date, and time if relevant, will be noted thereon.
  25. Prices and other share or investment information provided within this website are supplied on a delayed basis and are not guaranteed, warranted or certified in any way.
  26. Prices for some instruments including but not limited to structured deposits and structured investments, are indicative only and may change materially by the point of trade, if any.  No prices are guaranteed.
  27. Content, Use & Reproduction

  28. You acknowledge that this website contains information, data, software, photographs, graphs, videos, typefaces, graphics, music, sounds, and other material (collectively "Content") which is protected by copyright and other intellectual property rights proprietary to Reyker and its licensors.
  29. No part of the Content may without the prior written permission of Reyker be permanently stored, reproduced or copied in any form or by means other than for the user's legitimate, legal and reasonable internal business or personal purposes, provided that the user does not modify the paper or electronic copy and maintains all of the Reyker notices, including but not limited to all legal notices and disclaimers, copyright notices, trade mark legends, or other proprietary rights.
  30. Distribution, reselling or reproduction of the Content is strictly prohibited. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Content, in whole or in part.
  31. Our failure, if any, to prevent or object to any unauthorised distribution, reselling or reproduction of the content does not in any way imply or infer consent and does not negate the clause above.
  32. About this Site

  33. Reyker provides this website for your information only and without warranties or other assurances of any kind. Reyker reserves the right to withdraw or amend the website and anything in it without notice. Other than disclosures relating to Reyker, the information on this website is based on current public information that Reyker considers reliable, appropriate or likely to stimulate debate.
  34. Reyker tries to correct any errors or omissions within its control as soon as it becomes aware of them, but it does not guarantee that the website will be accurate, error free or uninterrupted and the website should not be relied on as such.
  35. Reyker will not be liable for the consequences of any event beyond its reasonable control, including but not limited to the electronic transmission of data, content, material. Electronic versions of documents, spreadsheets and information over the internet, and the interception or decryption of it by others, or for any damages or consequences whatsoever resulting therefrom.
  36. To the fullest extent permitted by law, neither Reyker nor any other party involved in creating, producing or communicating the website shall be liable for any loss or damage, whether reasonably foreseeable or not, resulting from the use of or inability to use it, including but not limited to interruptions, deletion of files, data or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from force majeure, communications failure, theft, destruction, or unauthorised access to Reyker’s records, programs, software, systems or services.
  37. Nothing in this Legal Notice shall operate so as to exclude, limit or restrict Reyker’s liability for death or personal injury, for fraud or fraudulent misrepresentation, for damage suffered as a result of any breach of the conditions as to title and quiet enjoyment implied by English law, liability under Part 1 of the Consumer Protection Act 1987 or for any other liability the exclusion or limitation of which is not permitted by English law. These disclaimers do not affect the statutory rights of consumers.
  38. Email messages sent via the Site are not guaranteed to be secure nor are they guaranteed to be delivered or received. We strongly suggest and request that you or your advisers do not to send email to Reyker via this website containing confidential information, or that relates to time sensitive matters. If you do so, you agree that you do so at your own risk and that you hold Reyker harmless from any loss or consequence of any kind that you may suffer as a result. An automated delivery receipt (if any) does not constitute acceptance of any email nor does it signify that it has been or will be read; if we at our sole discretion decide to act on any email sent to us via this website we will either expressly reply (at our sole option and without obligation to do so) or act on your email as we see fit.
  39. If you have access to the restricted or client login areas of the website you are responsible for maintaining the security of the login details issued in confidence to you. Such information must never be shared with anyone, and after accessing your account you must log off promptly. This ensures that no third party may be able to access your account if you leave your computer and your session has not yet been timed out. You will be exclusively responsible for any instructions placed or purported to be placed under those details and Reyker shall be entitled to treat all such instructions as authentic, until such time as Reyker receives original written confirmation that your login details may have been acquired by a third party.
  40. Governing law and interpretation

  41. This Legal Notice and any dispute or claim arising out of or in connection with it shall be governed by and construed in accordance with the laws of England. If any provision shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
  42. Throughout this website the singular shall be construed so as to include the plural and vice versa. No particular meaning shall be construed from the presence or absence of punctuation.
  43. External Websites

  44. By accessing other websites through links provided by Reyker (be it a hypertext link or other referral device), you agree to the following terms and conditions: 1) Should you leave this website via a link contained herein, and view content on any website that is not provided by Reyker, you do so at your own risk. Reyker has no control over the content of any external website and is not responsible for it or any damages or losses that may arise from your use of it. 2) The material available on external websites has been produced by independent providers that are not affiliated with Reyker and nor may they be regulated by the FSA or any other body. Any opinions or recommendations expressed on external sites are solely those of the independent providers and are not the opinions or recommendations of Reyker. 3) You understand and accept that while some of the linked websites may provide information and news stories about investments, the availability of such information does not constitute a recommendation to buy or sell or otherwise trade all or any of the securities discussed therein. 4) You understand that you are responsible for your own investment decisions and you should seek your own professional advice as to the suitability of any investment mentioned in such information. 5) The link by Reyker to any site provided by a third party does not constitute a recommendation by Reyker of any service, advice, product or attribute of any kind of that third party.
  45. You may not link to this website without the prior written consent of Reyker, nor must the website be framed or published on any other site. Reyker reserves the right to withdraw any linking permission without notice.
  46. Third Party Providers of Information

  47. All information provided by third parties such as nut not limited to, Reuters Limited on the website is owned by or licensed to those companies and any user is limited to storing, filing in format print and displaying the Information for such user's personal use. In no event shall any user publish, retransmit or redistribute or otherwise reproduce any Information in any format to anyone else for interruption, inaccuracy, error or omission, regardless of cause. Reyker shall not be responsible for any errors in the Information or for any loss or damage, whether or not it was reasonably foreseeable, resulting therefrom. You agree to indemnify and hold harmless Reyker for any cost, charges and damages resulting from breach of this clause.
  48. "FTSE" is a trademark of the London Stock Exchange Plc and The Financial Times Limited and is used by FTSE International Limited ("FTSE") under licence. Reyker is licensed by FTSE to redistribute the FTSE™ 100, 250 & 350 and the TechMark and All Share Indexes (the "Indexes) on a delayed basis on the website. The Indexes are calculated in accordance with a standard set of rules established by FTSE in conjunction with the Institute and Faculty of Actuaries and all rights in and to the Indexes vest in FTSE and/or its licensors. All information is provided for reference only. Neither FTSE nor its licensors shall be responsible for any error or omission in the Indices.
  49. Some of the news services on the website may have been produced by independent providers that are not affiliated with Reyker. Any opinions or recommendations expressed are solely those of the independent providers and not the opinions or recommendations of Reyker. Information provided by independent providers is believed to be reliable. However, Reyker does not guarantee the timeliness, sequence, accuracy, or completeness of such information.
  50. You agree to comply with any restrictions or conditions imposed upon the use, access or storage of the data as may be notified to you by FTSE or Reyker and you agree not to distribute or disseminate in any form or by any means (including but not limited to via the Internet or via any other electronic means) all or any of the data provided by Reyker under licence from FTSE. You agree to indemnify and hold harmless Reyker for any costs, charges and damages resulting from a breach of this clause.
  51. Data Protection

  52. When you register with Reyker, we collect personal information to allow us to verify your eligibility to access the research and other facilities available in the restricted or client login areas of the Site. By registering your details on the Site, you consent to Reyker maintaining, recording, holding and using your personal data in relation to the provision and use of this Site. In so doing, Reyker shall at all times comply with the requirements of current data protection legislation.
  53. If you receive marketing, research or other regular information from Reyker and wish to unsubscribe please select the relevant link on the email communication. Alternatively, please use our contact page to let us know.
  54. All telephone calls are recorded for business purposes and as required by regulatory rules.
  55. Corporate Information

  56. For the purposes of section 21 Financial Services and Markets Act 2000 the whole website has been approved by Reyker.
  57. ‘Reyker’ and ‘Reyker online’ are registered trademarks of Reyker Securities plc.
  58. Reyker’s registered office is at 17 Moorgate London EC2R 6AR.
  59. For general email enquiries, please visit our Contact Page.
  60. Reyker is a member of the London Stock Exchange and other trade bodies including CREST Euroclear. Reyker is regulated by the FCA and authorised by HMRC to conduct ISA business.
  61. Other Information

  62. In order to maintain the security of its systems, protect its staff and detect fraud and other crimes, Reyker reserves the right to monitor all internet communications, including web and email traffic, into and out of its group company domains. Monitoring includes checks for, but not limited to, viruses and other malignant codes, criminal activity and inappropriate, offensive or otherwise unacceptable use or content.
  63. Reyker reserves the right to cooperate fully with any investigation by national and international police, regulatory authorities and other officials, and reserves the right to disclose any personal data (including personal or private electronic communication transmitted on this website) to such officials to the extent requested by them in connection with any such investigation, or as otherwise required by law or regulation.
  64. Current tax levels and reliefs may change and the value of any relief depends on individual circumstances.

End.

Revised and updated 14 October 2015